Subscription Cost | Monthly Total & Per Use

Subscription Cost Calculator: Monthly Total, Cost Per Use & Unused Spend

Add streaming, apps, and memberships, think Netflix, Disney+, Apple One, YouTube TV, or Adobe-style software, normalize weekly and yearly bills to a monthly run rate, and see which paid services you barely touch. Runs in your browser; data stays local.

How the Math Works

The calculator normalizes every subscription to a monthly equivalent regardless of billing frequency. Yearly prices are divided by 12; weekly prices are multiplied by 52 and divided by 12. Once each row has a monthly figure, cost per use divides that amount by your entered uses per month. The formulas are simple but the normalization is what makes comparisons honest across different billing cycles.

Monthly equivalent:

Yearly ÷ 12, or Weekly × 52 ÷ 12. A $120/year service is $10/month; a $15/week service is $65/month.
Cost per use:

Monthly equivalent ÷ uses per month. A $15/month service used 5 times costs $3.00 per use. If uses = 0, cost per use is N/A and the subscription counts as dead spend.
Waste (dead spend):

Sum of monthly equivalents for all rows with 0 uses, multiplied by 12 for annual waste. Three unused $10/month services = $360/year wasted.
Worst Value badge:

Among subscriptions with at least 1 use per month, the one with the highest cost per use is flagged. It highlights where each dollar buys you the fewest uses relative to other active services.

How to Use This Calculator

Add a row for each subscription you pay for, streaming, apps, memberships, software, or anything that bills on a cycle. Type the service name, the price you actually pay (check your bank statement, not the internet), and select the billing frequency: monthly, yearly, or weekly. You can also pick a preset (Netflix, Spotify, Adobe, etc.) as a starting point and adjust the price to match your plan. For each row, enter how many times per month you actually use the service, set to 0 for services you no longer open. The calculator converts everything to a monthly equivalent, sums your combined monthly and annual spend, and flags unused subscriptions as dead spend with a wasted-dollars total. The Worst Value badge highlights the active subscription with the highest cost per use so you can see where each use costs you the most.

What to enter on each row

Fields

Name:

Whatever shows on your statement or in email receipts.
Cost:

The amount charged per billing period, before tax if you want to keep it simple.
Billing:

Monthly, yearly, or weekly so weekly and yearly prices convert to a fair monthly equivalent.
Uses per month:

Rough count of times you actually use the benefit, sessions, workouts, nights you watch. Zero means “unused” for cost per use and dead-subscription totals.

Presets

Quick picks (streaming, cloud storage, music, etc.) fill name, typical U.S. list price, and billing so you can tweak from there. Promotions and tiers vary, so always reconcile with what you really pay.

What you get back

Totals and waste

Monthly and yearly:

Every row contributes to combined monthly and annual spend so you can compare to take-home pay or a budget.
Unused paid subs:

Rows with money still leaving your account but 0 uses per month roll into an unused count and wasted annual dollars.
Worst Value:

With two or more active, used subscriptions, the highest cost-per-use line is highlighted so you can see where each use costs the most, not automatically “cancel this,” but a clear comparison.

Cost per use

Divide monthly equivalent by uses per month. It’s a blunt instrument: a music service you leave on all day will look “cheap” per play; a tool you open twice a month won’t. That’s the point, it surfaces where the subscription tax hits hardest.

What this doesn’t do

Limits

No bank or card link:

You enter amounts yourself (or start from a preset). Nothing here connects to your financial accounts.
Doesn’t cancel anything:

We only add up numbers and labels. Actually downgrading or canceling a service still happens in the app or on the provider’s site.
Estimates, not a price feed:

Promotions, tax, regional pricing, and family or student tiers can all differ from presets and from what you typed last month.
Cost per use is simplified:

One “uses per month” field can’t capture every nuance, shared family plans, all-day background apps, or annual binge-watching, so treat it as a rough compass, not a verdict.

Subscription Cost Calculator FAQ

How do you convert weekly and yearly subscription prices to monthly?

Yearly price is divided by 12. Weekly price is multiplied by 52, then divided by 12 so it lines up with how you think about a monthly budget. That way a gym billed weekly and a streamer billed yearly sit in the same column.

What does “cost per use” mean here?

We take the monthly equivalent of what you pay and divide by the uses per month you enter. If you truly never open a paid service (0 uses), cost per use isn’t meaningful, so we show N/A and count it as unused “dead” money in the waste line.

What is the “Worst Value” badge?

When you have two or more subscriptions with at least one use per month, the one with the highest dollars-per-use gets the badge. It’s a comparison tool: you’re seeing which bill buys you the fewest uses for the money, not whether you should cancel it.

Can I use this to compare Netflix monthly cost to Disney Plus subscription cost or other streamers?

Yes. Add a row per service, type what you pay (or pick a preset as a starting point), and set billing to monthly, yearly, or weekly. You’ll see each line’s monthly equivalent side by side. Presets are rough U.S. list prices, your receipt is always the source of truth.

What about bundles like Apple One or live TV like YouTube TV?

Enter the bundle or live TV line item exactly as it hits your card. If you only care about the total bundle price, use one row. If you split mentally (for example phone storage vs music), you can split into separate rows, just keep the numbers honest so totals don’t double-count.

I’m trying to cancel Adobe Creative Cloud or another software sub, how does this help?

Lots of people search how to cancel Adobe or similar apps after realizing they rarely open the software. Here, put the real monthly equivalent in cost, set uses to 0 if it’s basically unused, and you’ll see it flagged as dead spend. That doesn’t cancel it for you, but it shows up in your annual waste number so you know what fixing it is worth.

What counts as a “dead” subscription?

Any row where you still pay a positive monthly equivalent but enter 0 uses per month. Use that for things you meant to cancel, forgot about, or open once a year. Free tiers at $0 aren’t counted as wasted money.

Are preset names and prices guaranteed?

No. Presets are approximate U.S. list prices for one common tier, think ad-supported vs ad-free streaming, or which software tier. Promos, annual billing, tax, and price changes mean your charge can differ. Meal kits and gyms vary too much to pin to one number. Match your statement.

Subscription Cost Calculator

Subscriptions

Spend snapshot

Recurring charges add up before you notice

What to know before you fill it in

Same math for Netflix or the gym

Bundles don’t have to be mysterious

Software you meant to cancel

Weekly vs yearly still lands in “per month”

Honest usage beats perfect precision

Match your statement, not the internet